Privacy Policy

Last updated: 2026-08-19

This page explains how BillGuard processes personal data. We apply data minimization and collect only what is needed to provide the service. This policy covers the website and the iOS app.

1. Data collected

Account details (email and name from email signup, Sign in with Apple, or Google), bill photos or camera captures, extracted bill fields (amounts, dates, usage, rates, account numbers, and service addresses shown on the bill), purchase and subscription status, push notification device tokens, language, and app version, plus minimal security logs needed to operate the service. The iOS app does not collect advertising identifiers and does not include crash-analytics or advertising SDKs.

2. Data usage

Authentication, bill analysis, purchase and subscription management, due-date reminders, analysis notifications, and security. To analyze a bill, bill images and extracted text are sent to cloud storage and third-party AI model providers solely to complete that analysis. We do not sell bill data. The iOS app does not include advertising or cross-app tracking SDKs and does not use your data to track you across other companies' apps or websites.

3. Payment information

Apple processes purchases made in the iOS app, while the payment provider shown at checkout processes website purchases. BillGuard does not store full card numbers. We retain transaction, customer, credit, and subscription identifiers to credit purchases, restore access, handle refunds, and prevent duplicate entries.

4. Website measurement

The public website (not the iOS app) may use Google Analytics and advertising measurement on marketing and product pages to understand traffic. Privacy, terms, refund, and contact pages do not load these tags. Website measurement is separate from bill analysis and is not used to track iOS app users across other apps.

5. Data storage and security

Account data, structured bill fields, and subscription records are stored in access-controlled databases; uploaded bill files are kept in non-public object storage. We use HTTPS/TLS in transit, user-scoped database and file access, and short-lived signed links for authorized processing. Only authorized personnel and service providers needed to operate the service may access data within their responsibilities. We use reasonable technical and organizational safeguards, but no Internet storage or transmission method is completely secure.

6. Your rights

In Settings on the iOS app and the website, you can export your data or permanently delete your account. Deletion removes your profile, bills, uploaded bill files, and analysis results. Some payment records may be retained in anonymized form to meet legal and accounting obligations. You can also contact us using the email on this page.

Privacy contact email: support@billguardapp.com

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